Terms & ConditionsATH20 Maritime Intelligence
Last updated: 17th of June, 2025These Terms & Conditions (“Terms”) govern access to and use of ATH20 Maritime Intelligence (“ATH20”, “Service”, “we”, “us”, “our”).
By subscribing to, accessing, or using the Service, you agree to be bound by these Terms.If you do not agree with these Terms, do not subscribe to or use the Service.1. Service DescriptionATH20 Maritime Intelligence is a subscription-based information service delivering curated maritime intelligence primarily via WhatsApp and/or email.The Service focuses on, among other things:
- Shipping markets and freight dynamics
- Greek shipowner, investor, and fleet activity
- Energy, policy, sanctions, and regulatory developments
- Decarbonisation, market structure, and strategic signalsATH20 provides decision-support intelligence, not news reporting and not advisory services.Content is typically delivered once daily, around 20:00 Athens time, subject to operational, technical, or force majeure constraints.2. No Advice DisclaimerATH20 does not provide:
- Investment advice
- Financial advice
- Legal advice
- Tax advice
- Trading, chartering, or broking adviceAll content is provided for informational purposes only.No fiduciary, advisory, brokerage, or agency relationship is created between ATH20 and any user.Any decisions taken based on ATH20 content are made entirely at the user’s own risk and responsibility.
Users are strongly encouraged to seek independent professional advice before making commercial, financial, legal, or operational decisions.3. Accuracy, Sources & LimitationsATH20 content is produced using a combination of:
- Publicly available sources
- Industry publications and market data
- Editorial analysis and judgment
- Automated data collection and processingWhile reasonable efforts are made to ensure quality, ATH20 does not guarantee the accuracy, completeness, reliability, or timeliness of any content.Shipping and energy markets are inherently volatile, and information may become outdated rapidly.
ATH20 assumes no obligation to update or correct previously delivered content.4. Sanctions, Compliance & Regulatory DisclaimerATH20 content may reference sanctions regimes, enforcement actions, regulatory developments, trade restrictions, or jurisdictional measures, including but not limited to EU, US (OFAC), UK, UN, or flag-state frameworks.ATH20:
- Does not provide sanctions or compliance advice
- Does not determine the legality or permissibility of any transaction, trade, routing, or counterparty
- Does not represent or warrant compliance with any sanctions, export control, or regulatory regimeAll compliance, sanctions, and regulatory determinations remain solely the responsibility of the user.Users are responsible for obtaining independent legal, compliance, or regulatory advice before engaging in any activity that may be subject to restrictions or enforcement.5. Subscription Plans & AccessATH20 is offered on a paid subscription basis, which may include:
- Individual subscriptions (monthly or annual)
- Corporate subscriptions (annual or licensed access)Access to the Service is granted only for the duration of an active subscription and subject to these Terms.ATH20 reserves the right to modify subscription plans, pricing, or access conditions at any time, with reasonable notice where practicable.6. Permitted Use: Individual vs Corporate SubscriptionsIndividual Subscriptions
Individual subscriptions grant access solely to the named natural person who subscribed.Individual subscribers may not:
- Share or forward ATH20 content to others
- Redistribute content internally or externally
- Store content in shared systems or databasesCorporate Subscriptions
Corporate subscriptions permit internal use only by:
- Named users, or
- A defined number of licensed users,
as agreed at the time of subscription.Corporate subscribers may not:
- Redistribute ATH20 content externally
- Publish or circulate content beyond the licensed scope
- Treat the Service as a firm-wide broadcast unless explicitly licensedAny use beyond the agreed scope constitutes unauthorized use and a material breach of these Terms.7. Payment, Billing & RenewalsPayments are processed via third-party payment providers (such as Stripe).By subscribing, you authorize:
- Automatic recurring billing (monthly or annual)
- Charges to your selected payment methodUnless explicitly stated otherwise:
- Subscriptions automatically renew
- Fees are non-refundable
- No refunds are issued for partial periods, non-use, missed deliveries, or dissatisfaction with contentYou are responsible for ensuring your payment information remains valid and up to date.8. Cancellation & TerminationYou may cancel your subscription at any time via the designated billing platform.Cancellation:
- Takes effect at the end of the current billing period
- Does not entitle you to any refundATH20 reserves the right to suspend or terminate access immediately if:
- These Terms are breached
- Payment fails
- Unauthorized sharing or misuse is detected
- Legal, regulatory, or risk considerations require suspension9. Intellectual PropertyAll ATH20 content, including but not limited to:
- Text
- Structure and formatting
- Editorial frameworks
- Analysis methodologiesis the exclusive intellectual property of ATH20.Users may not:
- Copy, reproduce, or archive content
- Resell, sublicense, or commercially exploit content
- Redistribute content in any form
- Use ATH20 content to train AI or machine-learning systemsAny unauthorized use constitutes a material breach of these Terms.10. Confidentiality & Market SensitivityATH20 content may include:
- Market-sensitive interpretations
- Policy or enforcement context
- Strategic or commercial insightsUsers agree to:
- Use the content responsibly
- Not misrepresent analysis as verified fact
- Not publicly attribute ATH20 content without written consentATH20 is not responsible for consequences arising from misuse or misinterpretation.11. Limitation of LiabilityTo the maximum extent permitted by law, ATH20 shall not be liable for:
- Direct or indirect losses
- Financial or trading losses
- Missed opportunities
- Business interruption
- Reputational damageATH20’s total liability, if any, shall not exceed the fees paid by the user in the preceding twelve (12) months.The Service is used entirely at the user’s own risk.12. IndemnificationYou agree to indemnify and hold harmless ATH20 from any claims, damages, losses, liabilities, or expenses arising from:
- Your use of the Service
- Decisions taken based on ATH20 content
- Breach of these Terms
- Unauthorized sharing or redistribution13. Data Protection & PrivacyATH20 processes limited personal data necessary to:
- Deliver the Service
- Manage subscriptions
- Communicate service-related updatesPersonal data is handled in accordance with applicable data protection laws, including GDPR.
Further details are provided in the Privacy Policy, which forms an integral part of these Terms.14. Service Availability & ModificationsATH20 may:
- Modify content structure or format
- Adjust delivery timing
- Temporarily suspend the Service for maintenance
- Discontinue the Service entirelyATH20 is not liable for interruptions or changes, provided reasonable efforts are made to maintain continuity.15. Force MajeureATH20 shall not be liable for failure or delay caused by events beyond reasonable control, including but not limited to:
- Platform or telecommunications outages
- Third-party service failures
- Regulatory actions
- Force majeure events16. Governing Law & JurisdictionThese Terms & Conditions are governed by and construed in accordance with the laws of Greece.Any dispute arising out of or in connection with these Terms or the Service shall be subject to the exclusive jurisdiction of the competent courts of Athens, Greece.17. SurvivalThe following provisions survive termination or expiration of a subscription:
- No Advice & Disclaimers
- Intellectual Property
- Confidentiality & Market Sensitivity
- Limitation of Liability
- Indemnification
- Governing Law & JurisdictionTermination does not affect rights or obligations accrued prior to termination.18. Contact InformationFor questions regarding these Terms:ATH20 Maritime Intelligence
Email: [email protected]

Privacy PolicyATH20 Maritime IntelligenceLast updated: 15th of June, 2025ATH20 Maritime Intelligence (“ATH20”, “we”, “us”, or “our”) is committed to protecting your personal data and respecting your privacy, in accordance with Regulation (EU) 2016/679 (the General Data Protection Regulation – GDPR) and applicable Greek and EU data-protection laws.This Privacy Policy explains how we collect, use, store, and protect your personal data when you interact with our services.
1. Data ControllerThe data controller responsible for processing your personal data is:ATH20 Maritime Intelligence
Email: [email protected]
Registered in: GreeceFor all privacy-related inquiries, please contact us at the email above.2. Scope of This PolicyThis Privacy Policy applies to:
• Subscriptions to ATH20 Maritime Intelligence
• Receipt of intelligence briefs via email
• Website interactions (if applicable)
• Payment and billing processes
• Communications with us3. Personal Data We CollectWe collect only data that is necessary to operate the service.3.1 Data You Provide Directly
• Full name (optional)
• Email address
• Company name (if provided)
• Billing information (handled by third-party payment providers)
• Communication preferences
• Messages or inquiries sent to us3.2 Data Collected Automatically
• Email delivery status (sent, opened, bounced)
• IP address (limited, security and fraud prevention only)
• Technical metadata (browser type, timestamp)We do not collect sensitive personal data.4. Purpose and Legal Basis of ProcessingWe process personal data only when there is a valid legal basis under GDPR.Purpose Legal Basis (GDPR Art. 6)
Deliver email intelligence briefs Contractual necessity
Manage subscriptions and billing Contractual necessity
Customer support & communication Legitimate interest
Improve content relevance Legitimate interest
Legal and tax compliance Legal obligation
Fraud and abuse prevention Legitimate interest5. Email CommunicationsBy subscribing to ATH20, you consent to receiving email communications related to:
• Daily intelligence briefs
• Service notices (billing, access, changes)
• Account-related messagesYou may unsubscribe from non-essential communications at any time using the unsubscribe link included in emails.Transactional emails (e.g. billing confirmations) cannot be unsubscribed from.6. Third-Party Service ProvidersWe use trusted third-party providers strictly for operational purposes:
• Email delivery providers (e.g. Postmark or equivalent)
• Payment processors (e.g. Stripe)
• Infrastructure providers (cloud hosting, databases)All providers:
• Are GDPR-compliant
• Act as data processors under Article 28 GDPR
• Process data only under our instructionsWe do not sell or rent personal data.7. International Data TransfersIf personal data is processed outside the European Economic Area (EEA), we ensure appropriate safeguards, including:
• Standard Contractual Clauses (SCCs)
• Adequacy decisions where applicable8. Data RetentionWe retain personal data only as long as necessary:Data Type Retention Period
Subscription data Duration of active subscription
Billing records As required by tax law
Email logs Up to 12 months
Support communications Up to 24 monthsData is securely deleted or anonymised after retention periods expire.9. Your Rights Under GDPRYou have the right to:
• Access your personal data
• Rectify inaccurate or incomplete data
• Erase your data (“right to be forgotten”)
• Restrict processing
• Object to processing
• Data portability
• Withdraw consent at any timeRequests can be submitted to [insert contact email].
We respond within 30 days as required by law.You also have the right to lodge a complaint with your local Data Protection Authority.10. Security MeasuresWe apply appropriate technical and organisational measures, including:
• Encrypted data storage
• Secure access controls
• Minimal data access principles
• Regular system monitoringDespite best efforts, no system can be guaranteed 100% secure.11. Cookies & TrackingATH20 uses minimal tracking, limited to:
• Email open tracking (for service performance)
• Basic website analytics
No profiling or automated decision-making affecting legal rights is performed.12. Children’s DataATH20 services are intended for professionals.
We do not knowingly collect data from individuals under the age of 18.13. Changes to This PolicyWe may update this Privacy Policy from time to time.
Material changes will be communicated via email or website notice.The latest version will always be available on our website.14. ContactFor privacy-related questions or requests: [email protected]